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Replace or Save Parquet Floors After Flood?

  • Transcript

    LESLIE: Mark in Georgia could possibly be dealing with a flooring issue. What happened? There was a flood?

    MARK: There was a flood. Ended up with about 1/4-inch baptizing my condominium. (Tom and Leslie chuckle) But the issue is that the adjuster from the insurance company – the first adjuster came out and was adamant that all the floors were going to have to be replaced.

    TOM: OK. Now this was a private adjuster or the adjuster for the insurance company?

    MARK: This was actually a company adjuster.

    TOM: Really? OK.

    MARK: Yeah. Then, one of the private firms that they contract through came out and said that the floors could be saved.

    TOM: OK.

    MARK: And I just – how do you know? They are very expensive. They’re the real, genuine McCoy; the old, parquet floors.

    TOM: Right.

    MARK: And I had them done when I moved into the unit about nine years ago and …

    TOM: OK. And these are parquet floors; not strip hardwood floors?

    MARK: Correct.

    TOM: Well, because they’re parquet floors, I’m a little more concerned about water damage.

    LESLIE: Because there are so many small nooks and crannies and the boards themselves are so little, right?

    TOM: And also, there’s some degree of adhesive at play here. You know, the adhesive glues each little piece of hardwood down to a subfloor in a parquet design; so if the adhesive was disturbed by the water, it could look fine and a year later you start getting all these little pieces or chunks that are going to come up and you’d have a devil of a time convincing the insurance company it was related to the flood. So I would think that if they’re offering to replace it, I might take them up on that. Or at least take the money so that you can do it at your own accord later.

    MARK: Alright. Thank you. That I needed to hear. Nobody else has said that.

    TOM: Alright, great, Mark. Glad to help you out. Thanks so much for calling us at 1-888-MONEY-PIT.

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