The Department of Energy finds that 80 million homes are UNDER insulated in this country.  If insulation is an afterthought to you - you are missing out on saving up to 20% of your energy bills.  The experts at Owens Corning say you need at least 19 inches of fiberglass batt - that's the pink stuff - or 22 inches of blown insulation.  Learn more about R values and how they can cut down on your carbon foot print when you download the Homeowners Insulation Guide available right now at www.insulateandandsave.com.