Water Entering a Daylight Basement

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I hear so many people call in about problems with water getting in their crawl space or lower level of their house. Tom re-iterates the importance of gutters and down spouts placed at least 4 to 6 feet away and the proper grading of the soil. My girlfriends house has a daylight basement and has an area that water is entering. I explained to her about gutters and grading. However, we are at a disagreement!!!!  Sooo..... I am here to get some clarification. I told her that putting plants close to and around the house are asking for trouble. I am against it.  In my opinion, how she waters them and how much would be a concern, so why not just avoid a costly time consuming problem??? 

Any comments or suggestions are greatly appreciated!