How to Verify Contractor Insurance and Licenses?

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Before I hire him, I want to make sure my prospective contractor carries proper insurance and licenses.  Should he have a card that states he's licensed, and has liability and workmans compensation? I assume the license would be obvious, with the state's information on it, but the insurance aspect makes me wonder.

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Great question.  We cover this and other details for hiring a contractor in our article on checking contractor's insurace.  The short answer is, to be really certain the contractor has insurace and that it's up to date, you should confirm with the contractor's insurance company.  Due diligence always pays off!  Good luck and thanks for your question. 

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